POSH

POSH (Payment Origination Service Handler) is the most cost efficient, scalable, fully functional EFT terminal management, authorization and switching product — proven every day in payment systems ranging from some of the largest to some of the smallest worldwide.

POSH provides ATM and POS terminal driving and management, transaction routing, and settlement and reconciliation.

POSH is a proven solution for inter-member connectivity for shared services offering a reliable, low cost of entry transaction switching environment. POSH is easy to use and provides a complete suite of daily and monthly acquirer and issuer reports generated in many formats.

The modular architecture of POSH allows for additional services with minimal impact to the network and POSH is one of the most up to date architectures available today as it is developed on current technology (e.g. .NET, COM+) and delivered on current hardware platforms (e.g. XP, WIN2003).

POSH provides fully compliant and auditable security; meeting and exceeding Interac and VISA audits. The use of Single or Triple DES for PIN’ed transactions is available and there is an option to use MACing if desired. All switch activity (transactions, events, etc.) is logged and retained according to business needs. 

Acquirer Services

Switching facilities

• High availability transaction
  processing and switching
• Encryption support for Single
  and Triple DES, MACing, etc.
• Network connectivity

Device driving and management

• POS, dial-up ATMs (e.g. cash dispensers), direct attached ATMs (e.g. full function), kiosks, etc.
• Over 30 dial-up ATM message
  protocols supported
• Full-function ATM support for
  Diebold 911/912, NCR, Fujitsu, etc
• Communications support for synchronous and asynchronous dial-up, TCP/IP, X.25, etc.
• Multi-currency facilities

Issuer Services

Switching support

• Network connectivity
• Network application compliance

  Host interface support

• Support for positive and negative authorization during stand-in processing
• Cardholder maintenance using on-line messages or batch files forwarded from banking systems PIN verification
• Pre-authorization support
• Multi-currency and multi-host support